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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $68,399 |
Service code 27 4355 CORAL PARK DRIVE · BRUNSWICK, GA 31520 | Advisory (Plan) | $45,389 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,829 | $50,199+106.8% | $69,890+48.6% | $66,949+55.1% |
| Participation rate | 97.4% | 66.3%+31.1pp | 70.5%+27.0pp | 69.8%+27.6pp |
| Annual return | -10.75% | -13.85%+3.1pp | 190.84%-201.6pp | 1.57%-12.3pp |
| Employer contribution / active EE | $9,669 | $1,864+418.7% | $2,560+277.7% | $2,545+279.9% |
| Participant deferral / active EE | $6,101 | $3,112+96.0% | $3,848+58.5% | $4,239+43.9% |
| Admin fee / account holder | $520 | $600-13.4% | $6,267-91.7% | $594-12.5% |