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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,383 | $166,242+22.3% | $165,071+23.2% | $145,884+39.4% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.2pp |
| Annual return | 8.10% | 100.44%-92.3pp | 70.17%-62.1pp | 551.85%-543.7pp |
| Employer contribution / active EE | $3,569 | $5,283-32.4% | $4,347-17.9% | $4,662-23.5% |
| Participant deferral / active EE | $9,537 | $6,964+36.9% | $6,035+58.0% | $6,690+42.6% |
| Admin fee / account holder | $4,518 | $16,658-72.9% | $12,695-64.4% | $13,392-66.3% |