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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,389 | $83,485+78.9% | $125,195+19.3% | $72,976+104.7% |
| Participation rate | 84.6% | 73.3%+11.3pp | 79.8%+4.8pp | 69.5%+15.1pp |
| Annual return | 17.33% | 25.77%-8.4pp | 43.79%-26.5pp | 81.02%-63.7pp |
| Employer contribution / active EE | $4,389 | $2,346+87.1% | $3,866+13.5% | $2,440+79.9% |
| Participant deferral / active EE | $7,778 | $3,586+116.9% | $4,937+57.5% | $3,608+115.6% |
| Admin fee / account holder | $5,522 | $5,518+0.1% | $9,704-43.1% | $5,124+7.8% |