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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,383 | $166,131+22.4% | $164,975+23.3% | $145,877+39.4% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.2pp |
| Annual return | 8.10% | 100.37%-92.3pp | 70.12%-62.0pp | 551.28%-543.2pp |
| Employer contribution / active EE | $3,569 | $5,276-32.4% | $4,343-17.8% | $4,663-23.5% |
| Participant deferral / active EE | $9,537 | $6,962+37.0% | $6,033+58.1% | $6,691+42.5% |
| Admin fee / account holder | $4,518 | $16,648-72.9% | $12,688-64.4% | $13,402-66.3% |