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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,874 | $73,638-47.2% | $95,956-59.5% | $73,493-47.1% |
| Participation rate | 32.8% | 76.2%-43.3pp | 77.1%-44.3pp | 70.7%-37.9pp |
| Annual return | 19.84% | 16.78%+3.1pp | 91.63%-71.8pp | 28.51%-8.7pp |
| Employer contribution / active EE | $1,106 | $1,863-40.6% | $2,541-56.5% | $2,270-51.3% |
| Participant deferral / active EE | $2,296 | $3,617-36.5% | $4,167-44.9% | $3,740-38.6% |
| Admin fee / account holder | $0 | $482-100.0% | $6,797-100.0% | $513-100.0% |