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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,323 | $165,399+172.9% | $149,745+201.4% | $158,982+183.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.96% | 348.34%-332.4pp | 276.72%-260.8pp | 302.99%-287.0pp |
| Employer contribution / active EE | $3,711 | $5,105-27.3% | $4,646-20.1% | $4,763-22.1% |
| Participant deferral / active EE | $8,681 | $7,183+20.9% | $6,843+26.9% | $5,983+45.1% |
| Admin fee / account holder | $11,263 | $10,811+4.2% | $9,312+21.0% | $11,252+0.1% |