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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,402 | $96,956-30.5% | $69,779-3.4% | $273,972-75.4% |
| Participation rate | 85.7% | 77.1%+8.7pp | 71.8%+13.9pp | 83.0%+2.7pp |
| Annual return | 8.05% | 12.93%-4.9pp | 12.99%-4.9pp | 41.46%-33.4pp |
| Employer contribution / active EE | $0 | $3,316-100.0% | $2,338-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,476 | $3,744-33.9% | $2,931-15.5% | $5,287-53.2% |
| Admin fee / account holder | $2,359 | $7,934-70.3% | $4,381-46.2% | $10,133-76.7% |