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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,352 | $157,296+30.6% | $141,191+45.4% | $152,897+34.3% |
| Participation rate | 69.2% | 84.8%-15.6pp | 82.5%-13.2pp | 82.5%-13.2pp |
| Annual return | 19.65% | 64.34%-44.7pp | 71.41%-51.8pp | 345.43%-325.8pp |
| Employer contribution / active EE | $4,118 | $5,262-21.7% | $4,736-13.0% | $4,764-13.5% |
| Participant deferral / active EE | $11,576 | $7,111+62.8% | $6,710+72.5% | $5,851+97.8% |
| Admin fee / account holder | $32,970 | $12,125+171.9% | $10,264+221.2% | $11,599+184.2% |