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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,517 | $150,447-5.9% | $136,298+3.8% | $147,586-4.1% |
| Participation rate | 81.3% | 84.4%-3.2pp | 81.9%-0.7pp | 82.8%-1.6pp |
| Annual return | 15.14% | 1049.15%-1034.0pp | 5156.27%-5141.1pp | 578.59%-563.5pp |
| Employer contribution / active EE | $3,974 | $5,256-24.4% | $4,696-15.4% | $4,876-18.5% |
| Participant deferral / active EE | $8,494 | $6,631+28.1% | $6,247+36.0% | $5,439+56.2% |
| Admin fee / account holder | $7,632 | $10,906-30.0% | $9,244-17.4% | $10,886-29.9% |