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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,215 | $156,398+148.9% | $147,318+164.2% | $138,895+180.2% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 15.57% | 78.75%-63.2pp | 70.43%-54.9pp | 145.39%-129.8pp |
| Employer contribution / active EE | $5,575 | $4,853+14.9% | $4,593+21.4% | $4,194+32.9% |
| Participant deferral / active EE | $14,879 | $8,237+80.6% | $7,906+88.2% | $6,396+132.6% |
| Admin fee / account holder | $4,297 | $14,976-71.3% | $13,708-68.7% | $12,562-65.8% |