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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,215 | $155,555+150.2% | $146,866+165.0% | $155,188+150.8% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.5%+7.5pp | 80.8%+9.2pp |
| Annual return | 15.57% | 115.41%-99.8pp | 102.85%-87.3pp | 148.84%-133.3pp |
| Employer contribution / active EE | $5,575 | $4,647+20.0% | $4,425+26.0% | $4,248+31.2% |
| Participant deferral / active EE | $14,879 | $8,044+85.0% | $7,759+91.8% | $6,531+127.8% |
| Admin fee / account holder | $4,297 | $14,755-70.9% | $13,620-68.5% | $14,480-70.3% |