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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,749 | $184,014-77.3% | $161,149-74.1% | $138,895-69.9% |
| Participation rate | 33.3% | 82.1%-48.7pp | 78.8%-45.5pp | 79.9%-46.6pp |
| Annual return | 20.82% | 21.52%-0.7pp | 21.16%-0.3pp | 145.39%-124.6pp |
| Employer contribution / active EE | $0 | $5,055-100.0% | $4,360-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,322 | $6,909-37.5% | $6,153-29.8% | $6,396-32.4% |
| Admin fee / account holder | $150 | $18,027-99.2% | $15,194-99.0% | $12,562-98.8% |