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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,410 | $81,696+71.9% | $70,494+99.2% | $158,982-11.7% |
| Participation rate | 40.0% | 77.7%-37.7pp | 75.1%-35.1pp | 82.0%-42.0pp |
| Annual return | 10.93% | 208.70%-197.8pp | 109.16%-98.2pp | 302.99%-292.1pp |
| Employer contribution / active EE | $2,811 | $3,220-12.7% | $2,738+2.6% | $4,763-41.0% |
| Participant deferral / active EE | $6,502 | $4,558+42.7% | $3,711+75.2% | $5,983+8.7% |
| Admin fee / account holder | $10,930 | $6,200+76.3% | $3,848+184.1% | $11,252-2.9% |