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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,713 | $69,541-40.0% | $59,899-30.4% | $135,380-69.2% |
| Participation rate | 46.2% | 77.8%-31.7pp | 74.7%-28.5pp | 82.6%-36.5pp |
| Annual return | -5.29% | 7.95%-13.2pp | 3.46%-8.8pp | 519.81%-525.1pp |
| Employer contribution / active EE | $1,532 | $3,236-52.7% | $2,723-43.7% | $4,779-67.9% |
| Participant deferral / active EE | $3,334 | $4,206-20.7% | $3,402-2.0% | $5,609-40.6% |
| Admin fee / account holder | $8,214 | $5,737+43.2% | $3,592+128.7% | $10,828-24.1% |