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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,380 | $135,905+65.1% | $126,068+78.0% | $198,609+13.0% |
| Participation rate | 90.5% | 85.6%+4.8pp | 84.7%+5.8pp | 82.4%+8.1pp |
| Annual return | 11.33% | 14.07%-2.7pp | 15.01%-3.7pp | 202.70%-191.4pp |
| Employer contribution / active EE | $2,138 | $4,245-49.6% | $3,968-46.1% | $5,055-57.7% |
| Participant deferral / active EE | $7,289 | $8,523-14.5% | $8,214-11.3% | $6,977+4.5% |
| Admin fee / account holder | $39,812 | $21,036+89.3% | $18,264+118.0% | $19,030+109.2% |