Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,605 | $64,975-19.0% | $97,295-45.9% | $106,553-50.6% |
| Participation rate | 50.0% | 45.4%+4.6pp | 72.7%-22.7pp | 69.8%-19.9pp |
| Annual return | 13.48% | 15.21%-1.7pp | 75.62%-62.1pp | 17.37%-3.9pp |
| Employer contribution / active EE | $973 | $1,126-13.6% | $2,723-64.3% | $3,359-71.0% |
| Participant deferral / active EE | $1,745 | $2,466-29.2% | $4,264-59.1% | $5,562-68.6% |
| Admin fee / account holder | $0 | $69-100.0% | $5,646-100.0% | $80-100.0% |