Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,448 | $43,466-25.4% | $99,489-67.4% | $89,609-63.8% |
| Participation rate | 56.9% | 41.5%+15.4pp | 73.8%-16.9pp | 69.6%-12.6pp |
| Annual return | -1.02% | 22.62%-23.6pp | 30.72%-31.7pp | 33.65%-34.7pp |
| Employer contribution / active EE | $766 | $788-2.7% | $2,541-69.9% | $2,584-70.4% |
| Participant deferral / active EE | $1,243 | $1,495-16.8% | $3,619-65.6% | $4,222-70.6% |
| Admin fee / account holder | $0 | $56-100.0% | $6,254-100.0% | $72-100.0% |