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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,797 | $102,638-9.6% | $81,991+13.2% | $158,966-41.6% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.3%+14.1pp | 82.0%+1.4pp |
| Annual return | 13.04% | 61.05%-48.0pp | 41.31%-28.3pp | 302.95%-289.9pp |
| Employer contribution / active EE | $0 | $3,241-100.0% | $2,498-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,602 | $4,649-44.0% | $3,722-30.1% | $5,983-56.5% |
| Admin fee / account holder | $7,071 | $8,237-14.2% | $5,665+24.8% | $11,250-37.1% |