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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,184 | $74,879,922-99.9% | $40,145,923-99.9% | $273,972-79.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 68.4%+31.6pp | 83.0%+17.0pp |
| Annual return | 9.47% | 2.55%+6.9pp | 5.24%+4.2pp | 41.46%-32.0pp |
| Employer contribution / active EE | $7,317 | $2,350+211.4% | $1,844+296.9% | $4,869+50.3% |
| Participant deferral / active EE | $2,979 | $2,962+0.6% | $2,591+15.0% | $5,287-43.7% |
| Admin fee / account holder | $4,107 | $3,725+10.3% | $2,903+41.5% | $10,133-59.5% |