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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,479 | $52,961+116.2% | $172,752-33.7% | $65,185+75.6% |
| Participation rate | 36.2% | 66.2%-30.0pp | 82.6%-46.4pp | 70.2%-34.0pp |
| Annual return | 22.48% | 30.12%-7.6pp | 802.97%-780.5pp | 29.38%-6.9pp |
| Employer contribution / active EE | $566 | $2,190-74.1% | $5,144-89.0% | $2,177-74.0% |
| Participant deferral / active EE | $2,518 | $2,471+1.9% | $5,198-51.6% | $3,514-28.3% |
| Admin fee / account holder | $1,966 | $472+316.5% | $13,955-85.9% | $847+132.0% |