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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,756 | $115,903-1.0% | $100,528+14.2% | $158,966-27.8% |
| Participation rate | 88.9% | 81.6%+7.3pp | 79.4%+9.5pp | 82.0%+6.9pp |
| Annual return | 16.61% | 34.80%-18.2pp | 30.90%-14.3pp | 302.95%-286.3pp |
| Employer contribution / active EE | $2,470 | $4,105-39.8% | $3,419-27.7% | $4,762-48.1% |
| Participant deferral / active EE | $3,885 | $6,677-41.8% | $6,271-38.0% | $5,983-35.1% |
| Admin fee / account holder | $14,977 | $11,000+36.2% | $8,084+85.3% | $11,250+33.1% |