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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,934 | $83,908+110.9% | $68,509+158.3% | $125,389+41.1% |
| Participation rate | 57.9% | 78.2%-20.3pp | 74.7%-16.8pp | 83.2%-25.3pp |
| Annual return | -1.07% | 14.48%-15.5pp | 8.27%-9.3pp | 282.24%-283.3pp |
| Employer contribution / active EE | $2,471 | $3,031-18.5% | $2,278+8.5% | $4,866-49.2% |
| Participant deferral / active EE | $7,218 | $4,125+75.0% | $3,382+113.4% | $5,352+34.9% |
| Admin fee / account holder | $0 | $8,982-100.0% | $5,275-100.0% | $9,541-100.0% |