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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,288 | $81,276-83.7% | $155,574-91.5% | $80,925-83.6% |
| Participation rate | 96.6% | 66.2%+30.3pp | 78.2%+18.3pp | 67.7%+28.9pp |
| Annual return | 16.19% | 33.36%-17.2pp | 64.87%-48.7pp | 35.65%-19.5pp |
| Employer contribution / active EE | $1,416 | $3,103-54.4% | $4,676-69.7% | $2,756-48.6% |
| Participant deferral / active EE | $2,575 | $3,453-25.4% | $5,629-54.3% | $4,299-40.1% |
| Admin fee / account holder | $4,726 | $7,993-40.9% | $15,914-70.3% | $6,940-31.9% |