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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,222 | $85,171-84.5% | $172,752-92.3% | $72,975-81.9% |
| Participation rate | 92.6% | 70.1%+22.5pp | 82.6%+9.9pp | 69.5%+23.1pp |
| Annual return | 22.85% | 27.32%-4.5pp | 802.97%-780.1pp | 81.01%-58.2pp |
| Employer contribution / active EE | $2,137 | $3,324-35.7% | $5,144-58.5% | $2,440-12.4% |
| Participant deferral / active EE | $2,291 | $3,260-29.7% | $5,198-55.9% | $3,608-36.5% |
| Admin fee / account holder | $1,065 | $5,880-81.9% | $13,955-92.4% | $5,124-79.2% |