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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,175 | $66,813-5.4% | $100,530-37.2% | $73,493-14.0% |
| Participation rate | 43.7% | 77.5%-33.8pp | 79.4%-35.7pp | 70.7%-27.0pp |
| Annual return | 27.24% | 25.70%+1.5pp | 30.89%-3.7pp | 28.51%-1.3pp |
| Employer contribution / active EE | $632 | $2,147-70.5% | $3,418-81.5% | $2,270-72.1% |
| Participant deferral / active EE | $4,689 | $5,883-20.3% | $6,271-25.2% | $3,740+25.4% |
| Admin fee / account holder | $14 | $512-97.3% | $8,083-99.8% | $513-97.3% |