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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,623 | $52,678+58.7% | $75,784+10.3% | $59,633+40.2% |
| Participation rate | 65.6% | 67.2%-1.6pp | 75.8%-10.2pp | 68.7%-3.0pp |
| Annual return | -1.65% | 2.95%-4.6pp | 9.68%-11.3pp | 2041.40%-2043.0pp |
| Employer contribution / active EE | $2,861 | $2,193+30.4% | $3,323-13.9% | $2,203+29.9% |
| Participant deferral / active EE | $4,891 | $2,591+88.8% | $3,652+33.9% | $3,192+53.2% |
| Admin fee / account holder | $1,497 | $3,610-58.5% | $5,300-71.7% | $4,297-65.2% |