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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,558 | $169,361-41.2% | $129,397-23.1% | $145,877-31.8% |
| Participation rate | 87.5% | 76.5%+11.0pp | 69.6%+17.9pp | 80.3%+7.2pp |
| Annual return | 10.87% | 14395.54%-14384.7pp | 9453.98%-9443.1pp | 551.28%-540.4pp |
| Employer contribution / active EE | $4,278 | $5,542-22.8% | $4,154+3.0% | $4,663-8.3% |
| Participant deferral / active EE | $9,449 | $4,987+89.5% | $4,167+126.8% | $6,691+41.2% |
| Admin fee / account holder | $19,394 | $9,903+95.8% | $7,679+152.6% | $13,402+44.7% |