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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,558 | $169,336-41.2% | $129,384-23.1% | $145,884-31.8% |
| Participation rate | 87.5% | 76.5%+11.0pp | 69.6%+17.9pp | 80.3%+7.2pp |
| Annual return | 10.87% | 14408.70%-14397.8pp | 9461.77%-9450.9pp | 551.85%-541.0pp |
| Employer contribution / active EE | $4,278 | $5,540-22.8% | $4,153+3.0% | $4,662-8.2% |
| Participant deferral / active EE | $9,449 | $4,985+89.6% | $4,166+126.8% | $6,690+41.3% |
| Admin fee / account holder | $19,394 | $9,912+95.7% | $7,686+152.3% | $13,392+44.8% |