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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,854 | $153,311-55.1% | $109,313-37.0% | $273,972-74.9% |
| Participation rate | 54.5% | 80.1%-25.5pp | 71.3%-16.7pp | 83.0%-28.5pp |
| Annual return | 6.98% | 29.86%-22.9pp | 22.07%-15.1pp | 41.46%-34.5pp |
| Employer contribution / active EE | $2,747 | $5,619-51.1% | $3,892-29.4% | $4,869-43.6% |
| Participant deferral / active EE | $5,061 | $3,932+28.7% | $3,166+59.8% | $5,287-4.3% |
| Admin fee / account holder | $162 | $8,076-98.0% | $5,666-97.1% | $10,133-98.4% |