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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,627 | $176,786+119.8% | $146,643+165.0% | $167,536+132.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 3.59% | 24.04%-20.4pp | 22.75%-19.2pp | 478.82%-475.2pp |
| Employer contribution / active EE | $25,286 | $5,161+389.9% | $4,137+511.2% | $4,839+422.5% |
| Participant deferral / active EE | $17,798 | $6,440+176.4% | $5,506+223.2% | $6,342+180.6% |
| Admin fee / account holder | $43,265 | $13,262+226.2% | $10,280+320.9% | $12,315+251.3% |