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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,890 | $152,619+145.6% | $125,195+199.4% | $152,909+145.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 7.28% | 54.85%-47.6pp | 43.79%-36.5pp | 345.46%-338.2pp |
| Employer contribution / active EE | $22,646 | $4,947+357.7% | $3,866+485.7% | $4,764+375.4% |
| Participant deferral / active EE | $9,857 | $5,869+68.0% | $4,937+99.6% | $5,851+68.5% |
| Admin fee / account holder | $7,803 | $13,437-41.9% | $9,704-19.6% | $11,601-32.7% |