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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,000 | $75,935+280.6% | $60,547+377.3% | $125,389+130.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 68.0%+32.0pp | 83.2%+16.8pp |
| Annual return | -4.13% | -5.38%+1.3pp | 335.64%-339.8pp | 282.24%-286.4pp |
| Employer contribution / active EE | $13,294 | $3,438+286.7% | $2,419+449.5% | $4,866+173.2% |
| Participant deferral / active EE | $8,612 | $4,506+91.1% | $3,328+158.8% | $5,352+60.9% |
| Admin fee / account holder | $13,997 | $6,768+106.8% | $4,536+208.6% | $9,541+46.7% |