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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,055 | $90,486-36.9% | $78,676-27.5% | $273,972-79.2% |
| Participation rate | 75.0% | 76.5%-1.5pp | 73.6%+1.4pp | 83.0%-8.0pp |
| Annual return | 5.65% | 75.62%-70.0pp | 62.19%-56.5pp | 41.46%-35.8pp |
| Employer contribution / active EE | $554 | $3,175-82.6% | $2,850-80.6% | $4,869-88.6% |
| Participant deferral / active EE | $6,120 | $3,901+56.9% | $3,517+74.0% | $5,287+15.8% |
| Admin fee / account holder | $11,379 | $5,263+116.2% | $4,510+152.3% | $10,133+12.3% |