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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,305 | $60,349+64.6% | $74,184+33.9% | $62,881+57.9% |
| Participation rate | 80.0% | 72.7%+7.3pp | 76.6%+3.4pp | 69.3%+10.7pp |
| Annual return | 8.47% | 21.38%-12.9pp | 17.74%-9.3pp | 20.14%-11.7pp |
| Employer contribution / active EE | $3,605 | $1,680+114.6% | $2,370+52.1% | $2,281+58.1% |
| Participant deferral / active EE | $8,132 | $2,856+184.7% | $3,550+129.1% | $3,203+153.9% |
| Admin fee / account holder | $494 | $4,261-88.4% | $5,586-91.2% | $4,296-88.5% |