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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,950 | $100,060+80.8% | $149,721+20.9% | $70,126+158.0% |
| Participation rate | 96.3% | 83.6%+12.7pp | 87.1%+9.2pp | 69.5%+26.8pp |
| Annual return | 9.37% | 27.46%-18.1pp | 1501.67%-1492.3pp | 73.15%-63.8pp |
| Employer contribution / active EE | $7,113 | $3,661+94.3% | $5,444+30.6% | $2,343+203.6% |
| Participant deferral / active EE | $10,682 | $4,982+114.4% | $6,568+62.6% | $3,332+220.6% |
| Admin fee / account holder | $2,672 | $8,285-67.7% | $11,282-76.3% | $4,645-42.5% |