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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,564 | $87,834+72.6% | $133,975+13.1% | $62,881+141.0% |
| Participation rate | 96.3% | 83.4%+12.9pp | 87.1%+9.2pp | 69.3%+27.0pp |
| Annual return | 2.87% | 12.05%-9.2pp | 29.29%-26.4pp | 20.14%-17.3pp |
| Employer contribution / active EE | $7,731 | $3,482+122.0% | $5,211+48.4% | $2,281+239.0% |
| Participant deferral / active EE | $8,801 | $4,812+82.9% | $6,282+40.1% | $3,203+174.8% |
| Admin fee / account holder | $3,193 | $5,372-40.6% | $9,324-65.8% | $4,296-25.7% |