Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL ADVISORS, INC. Service code 15 · EIN 59-3782727 | Recordkeeping | $15,815 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $900 |
ADP BROKER-DEALER2+ years Filed as: ADP BROKER DEALER Service code 59 | Shareholder Servicing | $0 |
ADP BROKER-DEALER2+ years Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,854 | $63,924-58.0% | $108,582-75.3% | $55,167-51.3% |
| Participation rate | 57.1% | 74.3%-17.3pp | 79.6%-22.5pp | 69.0%-11.9pp |
| Annual return | 7.95% | 15.31%-7.4pp | -51.70%+59.6pp | 169.23%-161.3pp |
| Employer contribution / active EE | $258 | $1,879-86.2% | $3,758-93.1% | $1,963-86.8% |
| Participant deferral / active EE | $2,597 | $3,067-15.3% | $4,311-39.8% | $3,054-15.0% |
| Admin fee / account holder | $125 | $618-79.8% | $7,645-98.4% | $504-75.2% |