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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,253 | $65,566+68.2% | $86,235+27.9% | $75,177+46.7% |
| Participation rate | 64.3% | 60.5%+3.8pp | 69.0%-4.7pp | 67.2%-2.9pp |
| Annual return | 12.73% | 46.07%-33.3pp | 1170.03%-1157.3pp | 160.75%-148.0pp |
| Employer contribution / active EE | $1,967 | $1,553+26.6% | $2,381-17.4% | $2,671-26.4% |
| Participant deferral / active EE | $4,213 | $3,023+39.3% | $3,987+5.7% | $4,126+2.1% |
| Admin fee / account holder | $8,333 | $5,470+52.4% | $6,856+21.6% | $5,651+47.5% |