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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,114 | $58,493+7.9% | $84,023-24.9% | $72,976-13.5% |
| Participation rate | 52.8% | 61.2%-8.5pp | 69.0%-16.2pp | 69.5%-16.7pp |
| Annual return | 14.68% | 28.93%-14.3pp | 71.32%-56.6pp | 81.02%-66.3pp |
| Employer contribution / active EE | $1,188 | $1,163+2.2% | $1,984-40.1% | $2,440-51.3% |
| Participant deferral / active EE | $2,345 | $2,394-2.0% | $3,239-27.6% | $3,608-35.0% |
| Admin fee / account holder | $141 | $4,569-96.9% | $6,102-97.7% | $5,124-97.2% |