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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,358 | $106,524+196.0% | $152,301+107.1% | $87,485+260.5% |
| Participation rate | 91.5% | 75.8%+15.8pp | 82.4%+9.1pp | 68.9%+22.6pp |
| Annual return | 12.65% | 26.89%-14.2pp | 80.50%-67.8pp | 26.06%-13.4pp |
| Employer contribution / active EE | $3,691 | $3,371+9.5% | $4,624-20.2% | $2,596+42.2% |
| Participant deferral / active EE | $11,100 | $6,525+70.1% | $8,004+38.7% | $4,274+159.7% |
| Admin fee / account holder | $7,277 | $8,287-12.2% | $14,398-49.5% | $7,775-6.4% |