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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,358 | $106,749+195.4% | $145,433+116.8% | $82,448+282.5% |
| Participation rate | 91.5% | 75.6%+15.9pp | 82.1%+9.4pp | 68.1%+23.5pp |
| Annual return | 12.65% | 27.59%-14.9pp | 66.58%-53.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $3,691 | $3,444+7.1% | $4,554-19.0% | $2,551+44.7% |
| Participant deferral / active EE | $11,100 | $6,519+70.3% | $7,897+40.6% | $4,139+168.2% |
| Admin fee / account holder | $7,277 | $8,390-13.3% | $13,129-44.6% | $7,234+0.6% |