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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,358 | $99,875+215.8% | $146,866+114.7% | $86,983+262.6% |
| Participation rate | 91.5% | 75.8%+15.7pp | 82.5%+9.0pp | 69.5%+22.0pp |
| Annual return | 12.65% | 28.10%-15.4pp | 102.85%-90.2pp | 25.83%-13.2pp |
| Employer contribution / active EE | $3,691 | $3,224+14.5% | $4,425-16.6% | $2,584+42.8% |
| Participant deferral / active EE | $11,100 | $6,322+75.6% | $7,759+43.1% | $4,194+164.7% |
| Admin fee / account holder | $7,277 | $7,838-7.2% | $13,620-46.6% | $7,856-7.4% |