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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,224,564 | $234,190+422.9% | $180,320+579.1% | $198,609+516.6% |
| Participation rate | 50.0% | 77.1%-27.1pp | 71.5%-21.5pp | 82.4%-32.4pp |
| Annual return | 15.11% | 1057.44%-1042.3pp | 778.54%-763.4pp | 202.70%-187.6pp |
| Employer contribution / active EE | $1,730 | $5,258-67.1% | $4,108-57.9% | $5,055-65.8% |
| Participant deferral / active EE | $6,608 | $4,988+32.5% | $4,304+53.5% | $6,977-5.3% |
| Admin fee / account holder | $250,612 | $12,558+1895.6% | $10,000+2406.0% | $19,030+1216.9% |