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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,224,564 | $149,040+721.6% | $120,225+918.6% | $137,256+792.2% |
| Participation rate | 50.0% | 75.4%-25.4pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 15.11% | 605.68%-590.6pp | 439.23%-424.1pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,730 | $4,350-60.2% | $3,475-50.2% | $4,156-58.4% |
| Participant deferral / active EE | $6,608 | $4,655+42.0% | $3,999+65.3% | $6,407+3.1% |
| Admin fee / account holder | $250,612 | $6,348+3848.1% | $5,696+4299.6% | $12,270+1942.5% |