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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,537 | $162,136+129.8% | $152,301+144.6% | $154,746+140.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.02% | 91.02%-78.0pp | 80.50%-67.5pp | 172.34%-159.3pp |
| Employer contribution / active EE | $3,720 | $4,890-23.9% | $4,624-19.6% | $4,379-15.1% |
| Participant deferral / active EE | $6,968 | $8,341-16.5% | $8,004-12.9% | $6,730+3.5% |
| Admin fee / account holder | $11,999 | $15,759-23.9% | $14,398-16.7% | $14,365-16.5% |