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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,943 | $160,040+132.4% | $147,096+152.9% | $145,877+155.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.81% | 98.49%-87.7pp | 419.75%-408.9pp | 551.28%-540.5pp |
| Employer contribution / active EE | $4,824 | $5,289-8.8% | $4,936-2.3% | $4,663+3.5% |
| Participant deferral / active EE | $6,775 | $8,429-19.6% | $8,071-16.1% | $6,691+1.3% |
| Admin fee / account holder | $24,345 | $15,050+61.8% | $13,005+87.2% | $13,402+81.6% |