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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,537 | $154,228+141.5% | $145,433+156.2% | $137,256+171.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.02% | 74.59%-61.6pp | 66.58%-53.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $3,720 | $4,804-22.6% | $4,554-18.3% | $4,156-10.5% |
| Participant deferral / active EE | $6,968 | $8,216-15.2% | $7,897-11.8% | $6,407+8.8% |
| Admin fee / account holder | $11,999 | $14,344-16.3% | $13,129-8.6% | $12,270-2.2% |