Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,406 | $53,546-89.9% | $69,884-92.3% | $68,486-92.1% |
| Participation rate | 57.6% | 64.5%-7.0pp | 70.5%-12.9pp | 67.9%-10.3pp |
| Annual return | -13.19% | -13.87%+0.7pp | 190.81%-204.0pp | -7.85%-5.3pp |
| Employer contribution / active EE | $0 | $2,019-100.0% | $2,560-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,308 | $2,957+45.7% | $3,848+12.0% | $4,028+7.0% |
| Admin fee / account holder | $1,035 | $4,693-77.9% | $6,266-83.5% | $5,404-80.8% |