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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $378,562 |
Filed as: PRICEWATERHOUSECOOPERS Service code 10 · EIN 13-4008324 | Accounting | $50,000 |
MMA SECURITIES LLC3 years Service code 16 · EIN 22-3570392 | Consulting | $47,740 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,643 | $118,337+12.1% | $189,534-30.0% | $93,010+42.6% |
| Participation rate | 97.8% | 89.1%+8.7pp | 87.8%+10.0pp | 73.9%+23.9pp |
| Annual return | 17.38% | 21.77%-4.4pp | 555.39%-538.0pp | 158.70%-141.3pp |
| Employer contribution / active EE | $1,409 | $4,204-66.5% | $6,162-77.1% | $2,705-47.9% |
| Participant deferral / active EE | $6,277 | $7,123-11.9% | $8,220-23.6% | $4,561+37.6% |
| Admin fee / account holder | $139 | $100+39.4% | $12,049-98.8% | $152-8.4% |