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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,556 | $96,678-22.9% | $86,640-13.9% | $139,466-46.5% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 5.30% | 106.69%-101.4pp | 592.52%-587.2pp | 373.66%-368.4pp |
| Employer contribution / active EE | $2,601 | $3,265-20.4% | $3,024-14.0% | $4,754-45.3% |
| Participant deferral / active EE | $6,652 | $4,837+37.5% | $4,438+49.9% | $6,712-0.9% |
| Admin fee / account holder | $355 | $6,410-94.5% | $5,616-93.7% | $11,409-96.9% |