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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,693 | $85,766-46.7% | $136,298-66.5% | $70,126-34.8% |
| Participation rate | 35.7% | 74.2%-38.4pp | 81.9%-46.2pp | 69.5%-33.8pp |
| Annual return | 20.57% | 31.46%-10.9pp | 5156.27%-5135.7pp | 73.15%-52.6pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,485 | $5,051-31.0% | $6,247-44.2% | $3,332+4.6% |
| Admin fee / account holder | $95 | $5,421-98.3% | $9,244-99.0% | $4,645-98.0% |