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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,908 | $165,399+65.0% | $149,745+82.2% | $158,982+71.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.92% | 348.34%-341.4pp | 276.72%-269.8pp | 302.99%-296.1pp |
| Employer contribution / active EE | $2,274 | $5,105-55.5% | $4,646-51.1% | $4,763-52.3% |
| Participant deferral / active EE | $13,257 | $7,183+84.6% | $6,843+93.7% | $5,983+121.6% |
| Admin fee / account holder | $4,700 | $10,811-56.5% | $9,312-49.5% | $11,252-58.2% |