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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,205 | $150,447+96.2% | $136,298+116.6% | $147,586+100.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 5.99% | 1049.15%-1043.2pp | 5156.27%-5150.3pp | 578.59%-572.6pp |
| Employer contribution / active EE | $10,745 | $5,256+104.4% | $4,696+128.8% | $4,876+120.3% |
| Participant deferral / active EE | $12,160 | $6,631+83.4% | $6,247+94.7% | $5,439+123.6% |
| Admin fee / account holder | $28,021 | $10,906+156.9% | $9,244+203.1% | $10,886+157.4% |