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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,531 | $142,409-79.3% | $119,634-75.3% | $134,545-78.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -7.37% | -12.46%+5.1pp | -14.98%+7.6pp | 418.37%-425.7pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $11,054 | $6,468+70.9% | $5,601+97.4% | $6,401+72.7% |
| Admin fee / account holder | $11,572 | $13,594-14.9% | $10,329+12.0% | $11,431+1.2% |