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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,988 | $65,704+0.4% | $94,229-30.0% | $59,633+10.7% |
| Participation rate | 61.3% | 72.1%-10.8pp | 78.8%-17.5pp | 68.7%-7.4pp |
| Annual return | -2.18% | 5.22%-7.4pp | 10.68%-12.9pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $923 | $2,021-54.3% | $3,587-74.3% | $2,203-58.1% |
| Participant deferral / active EE | $3,397 | $3,143+8.1% | $4,320-21.4% | $3,192+6.4% |
| Admin fee / account holder | $4,419 | $4,265+3.6% | $6,269-29.5% | $4,297+2.8% |